Schedule of Fees and Charges
Revised Date 1/1/2018

Non-sufficient funds fee (Share drafts, ACH & Debit card transactions---------------------------- $20.00
Returned Check Fee----------------------------------------------------------------------------------------------- $20.00
Returned ACH Fee------------------------------------------------------------------------------------------------- $5.00
Overdraft Courtesy Fee------------------------------------------------------------------------------------------- $2.00
Stop Payment (Share drafts, ACH )----------------------------------------------------------------------------$28.00
Dormant Account Fee ( 12 months inactive-)-------------------------------------------------------------- $ 15.00/yr.
Replacement Debit Card------------------------------------------------------------------------------------------$ 5.00
Replacement Credit Card-----------------------------------------------------------------------------------------$ 5.00
Replacement Loan Coupon Book-------------------------------------------------------------------------------$ 5.00
Incoming Wire Transfer-----------------------------------------------------------------------------------------  $ 15.00
Outgoing Wire Transfer ( domestic)-------------------------------------------------------------------------- $ 15.00
Outgoing Wire Transfer (international)-------------------------------------------------------------------- -$ 40.00
Minimum Share Balance Fee (under $5.00) --------------------------------------------------------------- $ 5.00 (monthly)
Negative Share Balance Fee ------------------------------------------------------------------------------------- $ 5.00 (weekly)
Notary Service ----------------------------------------------------------------------------------   No charge for members
Activity Printout ---------------------------------------------------------------------------------------------------- N/C
Telephone Transfer ------------------------------------------------------------------------------------------------ N/C
Account Closing ----------------------------------------------------------------------------------------------------- N/C
Photocopies ----------------------------------------------------------------------------------------------------------  N/C
Fax Fee ----------------------------------------------------------------------------------------------------------------- N/C
Duplicate Statement -----------------------------------------------------------------------------------------------  N/C
Loan Origination Fee ----------------------------------------------------------------------------------------------  N/C
Cashier's Check ------------------------------------------------------------------------------------------------------ N/C
VISA Cash Advance ------------------------------------------------------------------------------------------------  N/C